Fixed Rate Lowest in 139 years

One Lender has released a one year Fixed Rate that is the lowest rate in it's 139 year history.

Heritage Bank has released a one year fixed rate of just 3.99 per cent*  Being a customer owned bank allows the bank to come up with such offers. Having said that, it is not always about securing the best interest rate as sometimes the best interest rate may restrict you in other areas, such as borrowing capacity that may prevent you from expanding into your next property.

Continued low interest rates are providing excellent opportunities for those that take action. In addition to the variable rates remaining low, Fixed Rates have been slashed by several lenders in recent weeks.

What does this mean for you and should you take action?

If yes, exactly what action would be the right action for you.

Don't be one of those people that in 5 years time will look back and say "I wish I had taken advantage of the property and lending conditions back in 2014 as I would now be several hundred thousand better off"


Explore what is possible, gather some facts, look at possible strategies and gain some clarity on what you ought to do.

Book your Property Strategy Session today.  Click Here to register


Caution, before you race out and lock into a fixed rate loan, you should engage the services of a finance professional to ensure you are not locking into something that is actually not in your best interest (pardon the pun!)


Need some guidance on Finance?  Click Here to register for a Finance Strategy Session

*comparison rate of 5.58 per cent based on $150,000 loan over 25 years.

by Darryl Simms