Interest Rates | To Fix or Not to Fix

When considering whether to lock into a fixed rate term loan the first and most important thing to remember is that each individual has different circumstances, goals and needs. For this reason it is pretty much impossible to give a standard answer that fits all individuals.

Fixed rates require careful consideration as there are several pitfalls associated with them, many of which borrowers are not aware of until it is too late.

One of the pitfalls that I have witnessed many times is the total lack of flexibility associated with fixed rate loans. This one issue quite often prevents investors from leveraging into additional properties.

Fixed Rate Checklist

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By Darryl Simms