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      <image:caption>An example of what the 'aggregator' could fund is this apartment project in Chadstone, Melbourne, where 75% of units offer below market rents. Photo: PPHA</image:caption>
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      <image:caption>Professor Hal Pawson is hoping the government goes ahead with the 'bond aggregator'. Photo: Youtube</image:caption>
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      <image:caption>Prime Minister Malcolm Turnbull Promised this week that housing affordability would be a 'priority' for his government in 2017. Photo: Getty</image:caption>
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      <image:title>Blog - Deluge of affordability data forces government’s hand</image:title>
      <image:caption>Source: Coreogic</image:caption>
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      <image:caption>Request Your Depreciation Schedule Quotation Here</image:caption>
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      <image:caption>New housing stock in Melbourne is being eaten up by rampant demand.</image:caption>
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      <image:caption>Annual change in dwelling values across market segments, Combined Regional Markets</image:caption>
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      <image:caption>Source: Griffith University</image:caption>
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      <image:caption>An increase in first-homebuyers often follows in the immediate months following an abolishment or reduction of stamp-duty, according to the Grattan Institute. Photograph: David Crosling/AAP</image:caption>
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      <image:caption>2 Bedroom Apartments from $480,000</image:caption>
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      <image:caption>image shown is of a past project</image:caption>
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      <image:title>Property List of New Townhouses, New Apartments and Off The Plan Apartments &amp; Townhouses - Luxury Home in Mount Waverley Secondary School Zone</image:title>
      <image:caption>Artists impression. Contact Latte Property for inspection of actual property</image:caption>
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      <image:caption>Abundant natural light to each apartment</image:caption>
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    <lastmod>2015-06-12</lastmod>
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      <image:caption>New Apartments Malvern East - Huge Stamp Duty Savings</image:caption>
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  <url>
    <loc>https://www.latteproperty.com.au/property-list/new-apartments-maribyrnong-2-bed-420k-completed-ready-to-tenant24/6/2015</loc>
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    <lastmod>2015-06-23</lastmod>
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      <image:caption>Riverfront Apartments in Maribrynong - 2 bed from $420k - Completed &amp; Ready To Tenant!</image:caption>
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  <url>
    <loc>https://www.latteproperty.com.au/property-list/new-hawthorn-apartments27/6/2015</loc>
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    <lastmod>2015-06-27</lastmod>
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      <image:caption>New Off The Plan Apartments In Hawthorn from $445,000</image:caption>
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    <loc>https://www.latteproperty.com.au/property-list/completed-richmond-apartments25/8/2015</loc>
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      <image:caption>New Richmond Apartment</image:caption>
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    <loc>https://www.latteproperty.com.au/property-list/luxury-parkville-townhouses6/5/2015</loc>
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    <loc>https://www.latteproperty.com.au/property-list/3-bedroom-townhouses-in-mt-waverley15/7/2015</loc>
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    <lastmod>2015-07-15</lastmod>
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      <image:caption>New 3 bedroom townhouses in Mt Waverley Off The Plan with Huge Stamp Duty Savings</image:caption>
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    <loc>https://www.latteproperty.com.au/property-list/2-new-thornbury-townhouses30/5/2015</loc>
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    <lastmod>2015-05-29</lastmod>
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      <image:caption>New Thornbury Townhouses from $680,000</image:caption>
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    <loc>https://www.latteproperty.com.au/property-list/kew-east-2-luxury-homes5/6/2015</loc>
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    <lastmod>2015-06-23</lastmod>
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      <image:caption>Luxury Homes Kew East in Tree Lined Street close to shops &amp; trams</image:caption>
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    <loc>https://www.latteproperty.com.au/property-list/preston-apartments-29900012/6/2015</loc>
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    <lastmod>2015-06-23</lastmod>
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      <image:caption>Preston Apartments with city views from $299,000</image:caption>
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  <url>
    <loc>https://www.latteproperty.com.au/property-list/luxury-homes-in-bulleen29/6/2015</loc>
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    <lastmod>2015-06-30</lastmod>
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      <image:caption>New Luxury Homes in Bulleen - 4 Bedroom newly completed from $1.45m</image:caption>
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    <loc>https://www.latteproperty.com.au/property-list/glen-iris-apartments28/7/2015</loc>
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    <lastmod>2015-07-28</lastmod>
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    <loc>https://www.latteproperty.com.au/property-list/luxury-townhouses-south-yarra16/8/2015</loc>
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    <lastmod>2015-08-16</lastmod>
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      <image:caption>South Yarra Luxury Townhouses</image:caption>
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    <loc>https://www.latteproperty.com.au/property-list/oakleigh-apartments30/10/2015</loc>
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    <lastmod>2015-10-31</lastmod>
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      <image:caption>New Oakleigh Apartments</image:caption>
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  <url>
    <loc>https://www.latteproperty.com.au/property-list/brunswick-east-apartments9/9/2015</loc>
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    <lastmod>2015-09-28</lastmod>
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      <image:caption>New Brunswick East Apartments</image:caption>
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  <url>
    <loc>https://www.latteproperty.com.au/property-list/new-box-hill-apartments15/9/2015</loc>
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    <lastmod>2015-09-15</lastmod>
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      <image:caption>Box Hill Apartments from $400,000 with huge stamp duty savings</image:caption>
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  <url>
    <loc>https://www.latteproperty.com.au/property-list/new-sandringham-apartments17/10/2015</loc>
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    <lastmod>2015-10-17</lastmod>
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      <image:caption>New Sandringham Apartments from $388,000</image:caption>
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    <loc>https://www.latteproperty.com.au/property-list/completed-brunswick-apartment9/10/2015</loc>
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    <lastmod>2015-10-13</lastmod>
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      <image:caption>Completed Brunswick Apartment</image:caption>
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    <loc>https://www.latteproperty.com.au/property-list/parkville-luxury-townhouses30/9/2015</loc>
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    <lastmod>2015-09-29</lastmod>
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      <image:caption>Luxury Townhouses Parkville - only 3 remaining</image:caption>
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    <loc>https://www.latteproperty.com.au/property-list/st-kilda-apartments-only-3-left13/11/2015</loc>
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    <lastmod>2015-11-17</lastmod>
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      <image:caption>St Kilda Apartments with St Kilda beach nearby and city views available</image:caption>
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    <loc>https://www.latteproperty.com.au/property-list/new-moonee-ponds-apartments30/11/2015</loc>
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    <lastmod>2015-11-30</lastmod>
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    <loc>https://www.latteproperty.com.au/property-list/new-heidelberg-apartments22/10/2015</loc>
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    <lastmod>2015-10-23</lastmod>
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      <image:caption>New Heidelberg Apartments: Only 4 minutes walk from Austin Hospital &amp; Train Station &amp; Shops, Cafes, Restaurants</image:caption>
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    <loc>https://www.latteproperty.com.au/property-list/glenroy-townhouses13/10/2015</loc>
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    <lastmod>2015-10-13</lastmod>
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      <image:caption>Under construction - Glenroy Townhouses</image:caption>
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    <loc>https://www.latteproperty.com.au/property-list/moonee-ponds-apartments30/10/2015</loc>
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    <lastmod>2015-10-31</lastmod>
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      <image:caption>New Moonee Ponds Apartments</image:caption>
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    <loc>https://www.latteproperty.com.au/property-list/new-richmond-apartments22/11/2015</loc>
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    <lastmod>2015-11-22</lastmod>
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      <image:caption>New Richmond Apartments from $325,000</image:caption>
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    <loc>https://www.latteproperty.com.au/property-list/fitzroy-north-apartments7/12/2015</loc>
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    <lastmod>2015-12-07</lastmod>
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      <image:caption>New Apartments Fitzroy North - Buy Off The Plan for huge stamp duty savings</image:caption>
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    <loc>https://www.latteproperty.com.au/property-list/surrey-hills-apartments-12/12/2015</loc>
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    <lastmod>2015-12-12</lastmod>
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      <image:title>Property List of New Townhouses, New Apartments and Off The Plan Apartments &amp; Townhouses - Surrey Hills Apartments:</image:title>
      <image:caption>New Apartments Surrey Hills from $665,000 with huge stamp duty savings</image:caption>
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    <loc>https://www.latteproperty.com.au/property-list/luxury-townhouses-sandringham14/12/2015</loc>
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    <lastmod>2015-12-14</lastmod>
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      <image:title>Property List of New Townhouses, New Apartments and Off The Plan Apartments &amp; Townhouses - Luxury Townhouses Sandringham</image:title>
      <image:caption>New Luxury Townhouses Sandringham</image:caption>
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    <loc>https://www.latteproperty.com.au/property-list/new-doncaster-apartments22/12/2015</loc>
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    <lastmod>2015-12-22</lastmod>
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      <image:title>Property List of New Townhouses, New Apartments and Off The Plan Apartments &amp; Townhouses - New Doncaster Apartments</image:title>
      <image:caption>New Doncaster Apartments from $369,500</image:caption>
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    <loc>https://www.latteproperty.com.au/property-list/new-townhouses-glenroy1/2/2016</loc>
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    <lastmod>2016-01-31</lastmod>
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      <image:caption>New Off The Plan Townhouses Glenroy</image:caption>
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    <loc>https://www.latteproperty.com.au/property-list/richmond-apartment-almost-completed2/2/2016</loc>
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    <lastmod>2016-02-02</lastmod>
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      <image:title>Property List of New Townhouses, New Apartments and Off The Plan Apartments &amp; Townhouses - Richmond Apartment almost completed</image:title>
      <image:caption>Huge stamp duty savings on new Richmond Apartment</image:caption>
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    <loc>https://www.latteproperty.com.au/property-list/coburg-townhouses6/2/2016</loc>
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    <lastmod>2016-02-05</lastmod>
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      <image:caption>Coburg Townhouses Off The Plan from $509,000</image:caption>
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    <loc>https://www.latteproperty.com.au/property-list/new-chelsea-apartments11/2/2016</loc>
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    <lastmod>2016-02-11</lastmod>
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      <image:title>Property List of New Townhouses, New Apartments and Off The Plan Apartments &amp; Townhouses - New Chelsea Apartments</image:title>
      <image:caption>Chelsea Apartments completion due July 2016</image:caption>
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    <loc>https://www.latteproperty.com.au/property-list/brunswick-west-townhouses18/2/2016</loc>
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    <lastmod>2016-02-18</lastmod>
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      <image:caption>New Townhouses in Brunswick West</image:caption>
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    <loc>https://www.latteproperty.com.au/property-list/new-caulfield-north-apartments20/2/2016</loc>
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    <lastmod>2016-02-21</lastmod>
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      <image:title>Property List of New Townhouses, New Apartments and Off The Plan Apartments &amp; Townhouses - New Caulfield North Apartments</image:title>
      <image:caption>New Caulfield North Apartments from $525,000</image:caption>
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  <url>
    <loc>https://www.latteproperty.com.au/property-list/airport-west-townhouses29/2/2016</loc>
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    <lastmod>2016-02-29</lastmod>
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      <image:title>Property List of New Townhouses, New Apartments and Off The Plan Apartments &amp; Townhouses - Airport West Townhouses</image:title>
      <image:caption>New Townhouses in Airport West from $485,000</image:caption>
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  <url>
    <loc>https://www.latteproperty.com.au/property-list/oak-park-townhouse10/3/2016</loc>
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    <lastmod>2016-03-10</lastmod>
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      <image:title>Property List of New Townhouses, New Apartments and Off The Plan Apartments &amp; Townhouses - Oak Park Townhouses</image:title>
      <image:caption>Off The Plan 3 level townhouses in Oak Park $529,000</image:caption>
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    <loc>https://www.latteproperty.com.au/property-list/moonee-ponds-to10/3/2016</loc>
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    <lastmod>2016-03-10</lastmod>
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      <image:caption>New Off The Plan Moonee Ponds Townhouses from $679,500</image:caption>
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    <loc>https://www.latteproperty.com.au/property-list/brunswick-west10/3/2016</loc>
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    <lastmod>2016-03-14</lastmod>
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      <image:title>Property List of New Townhouses, New Apartments and Off The Plan Apartments &amp; Townhouses - Brunswick West Townhouses</image:title>
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    <lastmod>2016-03-15</lastmod>
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      <image:caption>Stunning New Doncaster Apartments from $495,500</image:caption>
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    <loc>https://www.latteproperty.com.au/property-list/hawthorn-apartments23/3/2016</loc>
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    <lastmod>2016-03-31</lastmod>
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      <image:title>Property List of New Townhouses, New Apartments and Off The Plan Apartments &amp; Townhouses - New Hawthorn Apartments</image:title>
      <image:caption>Hawthorn Apartments from $399,000</image:caption>
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    <loc>https://www.latteproperty.com.au/property-list/new-fairfield-apartments13/4/2016</loc>
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    <lastmod>2016-04-13</lastmod>
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      <image:caption>New Fairfield Apartments from $430,000</image:caption>
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    <loc>https://www.latteproperty.com.au/property-list/new-balwyn-north-houses22/4/2016</loc>
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    <lastmod>2016-04-22</lastmod>
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      <image:title>Property List of New Townhouses, New Apartments and Off The Plan Apartments &amp; Townhouses - New Balwyn North Houses</image:title>
      <image:caption>New 4 bedroom homes in Balwyn North</image:caption>
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    <lastmod>2016-04-29</lastmod>
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      <image:caption>Interior of new Kew Townhouses</image:caption>
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    <loc>https://www.latteproperty.com.au/property-list/new-heidelberg-apartments29/4/2016</loc>
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    <lastmod>2016-04-29</lastmod>
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      <image:caption>New Heidelberg Apartments from $418,000</image:caption>
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    <priority>0.5</priority>
    <lastmod>2016-05-16</lastmod>
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      <image:caption>New Brunswick Apartments from $360,000</image:caption>
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    <loc>https://www.latteproperty.com.au/property-list/glenroy-townhouses-from-43900030/5/2016</loc>
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    <priority>0.5</priority>
    <lastmod>2016-05-30</lastmod>
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      <image:title>Property List of New Townhouses, New Apartments and Off The Plan Apartments &amp; Townhouses - Glenroy Townhouses from $439,000</image:title>
      <image:caption>New Glenroy Townhouses from $439,000 with stamp duty savings</image:caption>
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  <url>
    <loc>https://www.latteproperty.com.au/property-list/new-preston-apartments6/6/2016</loc>
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    <lastmod>2016-06-06</lastmod>
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      <image:caption>New Preston Apartments: Construction started</image:caption>
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    <lastmod>2016-06-14</lastmod>
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      <image:title>Property List of New Townhouses, New Apartments and Off The Plan Apartments &amp; Townhouses - New Townhouses Pascoe Vale South</image:title>
      <image:caption>New Townhouses in Pascoe Vale South: Completion due Mid August 2016</image:caption>
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    <lastmod>2016-06-20</lastmod>
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      <image:caption>New Edithvale Townhouses from $709,000</image:caption>
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    <lastmod>2016-06-28</lastmod>
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      <image:caption>New Burwood Townhouses in Mount Waverley Secondary College zone</image:caption>
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    <loc>https://www.latteproperty.com.au/property-list/blackburn-apartments27/6/2016</loc>
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    <lastmod>2016-06-27</lastmod>
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      <image:title>Property List of New Townhouses, New Apartments and Off The Plan Apartments &amp; Townhouses - Construction Underway: Blackburn Apartments</image:title>
      <image:caption>New Off The Plan Apartments In Blackburn from $348,000</image:caption>
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    <loc>https://www.latteproperty.com.au/property-list/new-caulfield-townhouses28/6/2016</loc>
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    <lastmod>2016-06-28</lastmod>
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      <image:title>Property List of New Townhouses, New Apartments and Off The Plan Apartments &amp; Townhouses - New Caulfield Townhouses</image:title>
      <image:caption>New Caulfield Townhouses from $1,599,000</image:caption>
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    <loc>https://www.latteproperty.com.au/property-list/new-balwyn-north-home14/7/2016</loc>
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    <lastmod>2016-08-01</lastmod>
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      <image:title>Property List of New Townhouses, New Apartments and Off The Plan Apartments &amp; Townhouses - New Balwyn North Townhouse</image:title>
      <image:caption>New Balwyn North Home</image:caption>
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    <loc>https://www.latteproperty.com.au/property-list/new-box-hill-north-townhouses1/8/2016</loc>
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    <priority>0.5</priority>
    <lastmod>2016-08-01</lastmod>
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      <image:caption>Box Hill North Townhouses from $1.08m</image:caption>
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    <lastmod>2016-08-14</lastmod>
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      <image:caption>New Townhouses: Box Hill South</image:caption>
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    <lastmod>2016-08-23</lastmod>
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      <image:title>Property List of New Townhouses, New Apartments and Off The Plan Apartments &amp; Townhouses - New Off the Plan Oak Park Townhouse</image:title>
      <image:caption>New Off The Plan Oak Park Townhouses from $595,000</image:caption>
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    <lastmod>2016-09-16</lastmod>
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      <image:caption>Interior of new Brunswick Apartments</image:caption>
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    <loc>https://www.latteproperty.com.au/property-list/thornbury-townhouses21/9/2016</loc>
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    <lastmod>2016-10-10</lastmod>
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      <image:title>Property List of New Townhouses, New Apartments and Off The Plan Apartments &amp; Townhouses - Thornbury Townhouses</image:title>
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    <lastmod>2016-10-03</lastmod>
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      <image:title>Property List of New Townhouses, New Apartments and Off The Plan Apartments &amp; Townhouses - Off the Plan Mount Waverley  Townhouses</image:title>
      <image:caption>New Townhouses in Mount Waverley from $1.25m</image:caption>
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    <lastmod>2016-10-17</lastmod>
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      <image:title>Property List of New Townhouses, New Apartments and Off The Plan Apartments &amp; Townhouses - Off The Plan Ringwood Townhouses</image:title>
      <image:caption>Exterior Of Stunning RIngwood Townhouses</image:caption>
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    <loc>https://www.latteproperty.com.au/property-list/reservoir-townhouses-from-695-00017/10/2016</loc>
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    <lastmod>2016-10-17</lastmod>
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      <image:caption>Brand New Reservoir Townhouses from $695,000</image:caption>
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    <lastmod>2016-11-03</lastmod>
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      <image:title>Property List of New Townhouses, New Apartments and Off The Plan Apartments &amp; Townhouses - Off The Plan Essendon Townhouses</image:title>
      <image:caption>New Off The Plan Townhouses in Essendon</image:caption>
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    <loc>https://www.latteproperty.com.au/property-list/new-collingwood-apartments-from-495-0004/11/2016</loc>
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    <lastmod>2016-11-04</lastmod>
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      <image:title>Property List of New Townhouses, New Apartments and Off The Plan Apartments &amp; Townhouses - New Collingwood Apartments from $495,000</image:title>
      <image:caption>Collingwood Apartments with city views</image:caption>
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    <lastmod>2016-11-15</lastmod>
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      <image:title>Property List of New Townhouses, New Apartments and Off The Plan Apartments &amp; Townhouses - Newly Completed Heidelberg Apartments</image:title>
      <image:caption>Spacious newly completed Heidelberg Apartments from $481,000</image:caption>
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    <lastmod>2016-11-15</lastmod>
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      <image:caption>Stunning Brunswick Townhouses from $752,500</image:caption>
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    <lastmod>2016-11-22</lastmod>
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      <image:caption>Chelsea Townhouses from $745,000</image:caption>
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    <loc>https://www.latteproperty.com.au/property-list/off-the-plan-yarraville-townhouses25/11/2016</loc>
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    <loc>https://www.latteproperty.com.au/property-list/luxury-balwyn-townhouses2/12/2016</loc>
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      <image:caption>Exterior of Balwyn Townhouses</image:caption>
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      <image:caption>New Aspendale Townhouses $725,000</image:caption>
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      <image:caption>Watsonia Townhouses near Latrobe University</image:caption>
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    <loc>https://www.latteproperty.com.au/property-list/pascoe-vale-south-townhouses24/2/2017</loc>
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    <lastmod>2017-05-26</lastmod>
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    <lastmod>2017-05-26</lastmod>
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    <lastmod>2017-05-26</lastmod>
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    <lastmod>2017-05-26</lastmod>
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    <lastmod>2017-05-26</lastmod>
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    <lastmod>2017-04-21</lastmod>
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    <lastmod>2017-05-09</lastmod>
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      <image:caption>Exterior of Hawthorn East Apartments just 7km to the CBD</image:caption>
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    <lastmod>2017-05-29</lastmod>
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      <image:caption>Blackburn South Apartments in Box Hill High School Zone</image:caption>
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    <lastmod>2017-05-29</lastmod>
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    <loc>https://www.latteproperty.com.au/property-list/mont-albert-north-townhouses10/6/2017</loc>
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    <lastmod>2017-06-10</lastmod>
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      <image:caption>Exterior of Mont Albert North Townhouses</image:caption>
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    <lastmod>2017-07-09</lastmod>
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    <lastmod>2017-07-25</lastmod>
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      <image:caption>Planned Exterior of Mount Waverley Townhouse</image:caption>
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    <loc>https://www.latteproperty.com.au/property-list/wantirna-south-townhouses28/7/2017</loc>
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    <lastmod>2017-07-29</lastmod>
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      <image:caption>Exterior of Wantirna South Townhouses</image:caption>
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    <lastmod>2017-08-07</lastmod>
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      <image:caption>Balwyn North Townhouses in Balwyn High School Zone</image:caption>
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    <lastmod>2017-08-11</lastmod>
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      <image:title>Property List of New Townhouses, New Apartments and Off The Plan Apartments &amp; Townhouses - Luxury Doncaster Townhouses</image:title>
      <image:caption>Exterior of Doncaster Townhouses</image:caption>
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    <loc>https://www.latteproperty.com.au/property-list/hawthorn-east-apartments19/8/2017</loc>
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    <lastmod>2017-08-19</lastmod>
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      <image:caption>View from Hawthorn East Apartments</image:caption>
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    <loc>https://www.latteproperty.com.au/property-list/brunswick-apartments25/8/2017</loc>
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    <lastmod>2017-08-25</lastmod>
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      <image:title>Property List of New Townhouses, New Apartments and Off The Plan Apartments &amp; Townhouses - Brunswick Apartments - Newly Completed</image:title>
      <image:caption>Interior of Brunswick Apartments</image:caption>
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    <loc>https://www.latteproperty.com.au/property-list/heidelberg-apartments8/9/2017</loc>
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    <lastmod>2017-09-08</lastmod>
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      <image:caption>Beautiful Parkland Near Heidelberg Apartments</image:caption>
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    <lastmod>2017-09-18</lastmod>
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      <image:caption>Artists Impression only</image:caption>
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